shadow

Access Capital is your partner in business.

 

 

Access Capital
Finance Brokers

Phone (08) 8334 2100
Facsimile (08) 8333 1344
support@accesscapital.com.au

Level 1, 69 Fullarton Road
Kent Town SA 5067
PO Box 446
Kent Town SA 5071

Finance Options

Equipment Finance


Commercial Hire Purchase

The Commercial Hire Purchase (CHP) is a contract where the Financier gives the client possession and use of the asset in return for regular payments. When the final payment is made, ownership of the asset is passed from the Financier to the Hirer. From the 1st of July 2012, all CHP contracts will be treated as fully taxable.

Chattel Mortgage

The Chattel Mortgage is frequently used by SME businesses. Full ownership of the asset is held by the client.

Finance Lease

The Finance Lease is a contract where the Financier purchases the asset and leases it to you for an agreed term and rental.

Motor Vehicle Finance


  • Commercial Hire Purchase
  • Chattel Mortgage
  • Finance Lease
  • Novated Lease

To find out more about
any equipment finance options, please call one of
our Finance Specialists on
(08) 8334 2100.

Disclaimer: Subject to
lenders' normal lending criteria,terms and conditions. Fees may apply.

Equipment Finance


Insurance Premium Funding

Facility enables you to spread the up-front cost of your insurance premiums over equal monthly installments which will improve your business cash flow.

Key Features and Benefits

  • Improve your business cash flow by taking a prepaid business expense and spreading it over 6 to 12 monthly installments.
  • Interest payments may be tax deductible.
  • Subject to bank approval, no additional security may be required.


Debtor Finance

This finance provides you with a solution to meet your cash flow requirements by providing access to your own funds as you require it. The availability of funds also grows as your business grows, allowing you to realise the full potential of business opportunities.

Key Features

  • A revolving Line of Credit against the company’s Debtor ledger
    Acceleration rate of debtors up to 80%.
  • Assist to meet and manager working capital requirements.
  • Generally no real estate security.
  • Discount fee calculated daily on outstanding balance of amounts accelerated and charged monthly.

Key Benefits

  • Acceleration rate of debtors up to 80%
  • Ideal for rapid growth businesses and companies that have a high proportion of assets tied up in working capital
  • Generally no real estate security required

To find out more about any cash flow product options, call one of our Finance Specialists on (08) 8334 2100.

Disclaimer: Subject to lenders' normal lending criteria, terms and conditions. Fees may apply.

Equipment Finance


Business Overdraft

This finance provides a Line of Credit to help you meet your day to day cash flow requirements together with seasonal and short term working capital requirements.

Business Loans

This finance is ideal for property purchases, business acquisitions and expansions.

Commercial Bills

This finance is ideal for short and long term finance for business investment and expansions.

Import Direct

‘Import Direct’ is an ‘all in one’ product that allows a customer to import P & E from an overseas supplier with the end finance being provided through an Equipment Finance facility.

To find out more about any business finance options, call one of our Finance Specialists on (08) 8334 2100.

Disclaimer: Subject to lenders' normal lending criteria, terms and conditions. Fees may apply.


 
Website Design & Build by Jon Barratt | Krolyn Studios